LIVE INTERACTIVE DEMO

KYC. AML. SAR. All audit-ready.

End-to-end bank compliance back-office. KYC onboarding · sanctions screening · transaction monitoring · SAR/STR drafting · FATCA/CRS/Basel filings. Cuts MLRO team load by 60%.

–60%
False-positive rate
100%
Audit-ready, always
<2 min
KYC onboarding
See the journey
SCROLL

Compliance teams drown in alerts. Real risk hides in the noise.

Most compliance teams spend 80% of their time chasing false positives. The real bad actor — structuring, network fraud, sanctions evasion — gets lost. Audits painfully reconstruct evidence after the fact.

Without Mukh.1

The compliance grind

  • 9,000 alerts/month · 87% false positives
  • Manual KYC: trade licence, UBO, ID, screening · 5 days
  • Transaction monitoring rules tuned once a year
  • SAR drafting: 4 hours per case · in Word
  • FATCA/CRS deadlines = 2 weeks of overtime
  • Audit trail = a SharePoint folder of screenshots
  • Regulator visit = 3 weeks of evidence reconstruction
→
With Mukh.1

Risk-focused, not alert-focused

  • Pattern detection cuts noise 60% · real risk surfaces
  • KYC orchestration: 2 minutes end-to-end
  • Typology-aware monitoring (Egmont, FATF, FinCEN)
  • SAR drafted in goAML/FinCEN/FCA format · MLRO reviews
  • FATCA/CRS/Basel filings auto-prepared · schema-validated
  • Every action audit-trailed · regulator-ready
  • Adverse media + sanctions multilingual (EN, AR, RU, ZH)

How it works — every stage interactive.

Scroll to see exactly what happens, end-to-end.

01
KYC ONBOARDING

New corporate client · 2 min end-to-end

Trade licence parsed. UBO chart extracted. IDs verified. Sanctions + PEP + adverse media screened (multilingual). Risk-rated. EDD recommended where needed. Audit-trailed.

  • Trade licence + MoA + UBO chart parsing
  • Federal Emirates ID + passport verification API
  • Sanctions: OFAC + UN + EU + UK + UAE Local List
  • Adverse media in EN, AR, RU, ZH
<2 min onboardingRefinitiv · Dow Jones · LexisNexis
app.mukh.one/kyc
Crescent Trading FZCO · KYC complete · Risk: MEDIUM
📄
Trade licence + MoA
DIFC valid until 2027-11 · 3 UBOs identified
✓
MoA parsedArticles cross-checked
🆔
IDs + signatories
All 3 directors · Emirates ID API verified
✓
Federal ID APILiveness check
🚫
Sanctions screening
OFAC + UN + EU + UK + UAE Local · 0 hits
✓
Refinitiv negativeReal-time list updates
🌍
Adverse media (multilingual)
1 hit reviewed (EN) · false positive · cleared
~
EN + AR + RU + ZHNLP false-positive filter
📊
Risk score
6.4 / 10 · MEDIUM · EDD recommended
⚠
Industry: cash-intensiveJurisdiction: medium-risk
02
TRY THE FLOW

Pattern alert · Slack-driven triage

Tap a button. See the agent enrich, draft SAR, or learn from a false positive. All actions audit-trailed.

  • Risk-prioritized alert queue
  • In-Slack enrichment + drafting
  • Every decision logged for regulator review
Real-time alertsSlack · Teams · Email

Mukh Compliance Bot

in #compliance-alerts · just now

03
TXN MONITORING

Typology-aware monitoring · less noise

Pattern-based detection: structuring, layering, smurfing, sanctions evasion, trade-based ML. Tuned to Egmont/FATF typologies — not just static rule thresholds.

  • Typology-based, not threshold-based
  • Network analysis (relationships between entities)
  • Self-tuning · learns from MLRO decisions
Real-time scanEgmont · FATF · FinCEN
app.mukh.one/monitoring
Rules engine ✕
Mukh.1 ✓
PATTERN-AWARE
Typology engine: "structuring to avoid reporting" → Looks at pattern, not threshold — 7 wires of $9,500 to same beneficiary in 11 days = HIGH alert → Combines with network analysis — beneficiary linked to 2 other suspect entities → Combines with adverse media — Reuters fraud allegation flagged → Result: 1 high-quality alert · drafted SAR · MLRO reviews + signs in 30 min
Why this works
Pattern + network + media context = signal, not noise. MLRO time goes to investigations, not alert clearing. False-positive rate drops 60%.
04
SAR DRAFTING

SAR/STR drafted in regulator format

Suspicion identified → narrative drafted (200 words) → docs attached → schema validated → MLRO reviews → submit to FIU. 30 minutes total.

  • UAE goAML · US FinCEN · UK NCA · EU formats
  • Schema-validated before MLRO sees it
  • Full audit trail per regulator requirement
<30 min · drafted to filedgoAML · FinCEN · FCA · BaFin
#compliance-mlro · drafted SAR
M
Mukh AIjust now
📝 SAR drafted · Crescent Trading FZCO · ready for MLRO sign-off
SAR Form (UAE FIU goAML)
Subject
Crescent Trading FZCO · 3 UBOs · DIFC
Transactions
7 wires totalling AED 4,200,000 · all to Pacific Rim Holdings (HK)
Period
11 days · 12-Apr to 22-Apr
Typology cited
Egmont #2014-A · structuring to avoid reporting
Supporting evidence (auto-attached)
Wire records
7 SWIFT MT103 PDFs · attached
KYC pack
Trade licence · UBO chart · IDs · last refresh
Adverse media
Reuters article · invoice fraud allegation
Network graph
Beneficiary → 2 other suspect entities · viz attached
Recommended actions
EDD
Trigger Enhanced Due Diligence on Crescent
Monitoring
Enhanced 12-month monitoring · auto-flag any new wires
Notify
Correspondent bank notification (template)
05
REGULATORY FILINGS

FATCA · CRS · Basel · auto-filed

Quarter-end? Year-end? Pre-prepared. Account population identified, self-certs collected, schemas validated, ready to submit. No more 2-week overtime.

  • FATCA · CRS · Basel III · IFRS 9
  • Auto-collects self-certs from outstanding accounts
  • Schema validation against IRS / OECD / regulator schemas
Pre-deadlineIRS · OECD · Central Bank UAE
app.mukh.one/regfilings
Q1 2026 Regulatory filings · status

FATCA + CRS due 31-May · Basel due 30-Apr

On track ✓
FATCA reportable accounts
14,287 identified
Self-certs collected
14,201 (98.6%)
Basel III file
Generated · validated
Days to deadline
38
This week
📧 86 outstanding self-certs · auto-emailed today (1-tap submit)
✅ FATCA file: schema-validated against IRS XML schema · ready to submit
✅ CRS file: schema-validated against UAE MoF schema · ready
📊 Basel III LCR + NSFR computed · Central Bank filing pre-staged
🔒 Audit trail: every change tracked, every signoff timestamped

Risk-focused. Audit-ready. Always.

Numbers from Mukh.1 compliance customers (banks, fintechs, payment providers across GCC).

–60%
False-positive rate
vs rules-based monitoring
<2 min
KYC onboarding
vs 5 days manual
<30 min
SAR draft to filed
vs 4 hrs manual
0 findings
Last 8 audits
Across 6 GCC banks

Connects to your core banking + risk stack

Core BankingRefinitiv WCDow Jones RNALexisNexisEmirates ID APIgoAMLFinCEN BSASlack

Ready to clear your alert backlog — and pass your next audit?

Plug in your core banking. We'll run pattern detection on last month's transactions and show you what your rules engine missed.

Book a real demoSee more demos