LIVE INTERACTIVE DEMO

Recover 30% more cash. Without the awkward calls.

Polite multi-channel dunning · WhatsApp + email + voice · promise tracking · dispute escalation · auto cash application back to your ERP. Replaces a 4-person AR team.

+30%
More cash recovered
–18 days
DSO reduction (avg)
0 calls
Awkward conversations
See the journey
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Customers don't pay because they forget. AR teams burn out chasing.

The awkward calls go to junior AR clerks. Polite first nudges land at the wrong time. Promises aren't tracked. Disputes get lost. By the time it gets serious, the relationship is already strained.

Without Mukh.1

The collections grind

  • Manual aging report every Monday morning
  • Excel tracker of who-promised-what — falls out of date
  • Junior clerks make awkward calls all day
  • Disputes get lost in inboxes — never resolved
  • Relationship damage from blunt collection emails
  • No record of "I'll pay Tuesday" promises
  • CFO sees DSO drift up · doesn't know why
→
With Mukh.1

Friendly · automatic · trackable

  • Aging refresh every morning · auto-prioritized
  • Multi-channel: WhatsApp first · email · voice as fallback
  • Tone matches your brand · friendly not blunt
  • Promises tracked · auto-paused dunning until promise date
  • Disputes auto-escalated to finance with full context
  • Payment links · Apple Pay / Tabby / bank · 1-tap
  • Cash application back to your ERP · invoice-matched

How it works — every stage interactive.

Scroll to see exactly what happens, end-to-end.

01
AGING REFRESH

Auto-prioritized aging · every morning

Pulls AR ledger overnight. Buckets by age × invoice value × customer history. AR team starts the day with a focused queue, not a 1,200-row spreadsheet.

  • Buckets: 0–30 / 31–60 / 61–90 / 90+
  • Customer history (good/late/disputer)
  • Auto-priority: high-value × high-risk first
Daily refreshAuto-routed by tier
app.mukh.one/ar
AR aging · 22-Apr · $4.2M outstanding
🟢
0–30 days · $2.8M (66%)
847 invoices · 1,247 customers · normal cycle
✓
No action neededAuto-thank-yous on payment
🟡
31–60 days · $710k (17%)
142 invoices · friendly nudge sequence
~
Day-31: WA reminder #1Day-45: WA reminder #2
🟠
61–90 days · $420k (10%)
47 invoices · escalating tone · payment links
!
Day-65: voice callDay-80: dispute escalate
🔴
90+ days · $290k (7%)
14 invoices · finance team direct · legal hold
!!
Aged > 120: legal reviewManager escalation auto
02
TRY THE FLOW

Polite WhatsApp nudge · live

Tap a reply. See how the conversation branches: pay, dispute, or promise. All tracked, all polite, all on-brand.

  • First touch on WhatsApp (90% open rate)
  • Tone matches your brand · friendly not blunt
  • Auto-pause on promised payment date
Multi-channelWhatsApp · Email · Voice

Mukh.1 (Acme Trading)

Friendly nudge

03
PROMISE TRACKING

Promises kept · or politely re-engaged

When a customer says "I'll pay Tuesday," it's logged. Dunning auto-pauses until then. Tuesday morning: payment received → done · or polite check-in → re-engage.

  • Captures promise dates from chat/email/call
  • Auto-pauses dunning sequence
  • Re-engages politely if missed
Per-customer promise logAuto-paused dunning
#ar-team · Mukh AI
M
Mukh AIjust now
📋 Today's promised-payment check (12 promises due)
Paid as promised ✓ (8)
Acme Trading
AED 28,400 · landed 09:14 · auto-applied INV-44291
Beam Holdings
AED 14,200 · landed 11:02 · auto-applied INV-44318
+ 6 more
All matched · cash posted to NetSuite
Missed promise · re-engage ⚠ (4)
Crescent FZCO
Promised 22-Apr · not received · soft re-engage WA sent
Pacific Imports
Promised 22-Apr · not received · soft re-engage WA sent
+ 2 more
Auto re-engaged · escalation if no response in 24h
04
DISPUTE ROUTING

Disputes auto-escalated with context

Customer pushes back? Agent captures the issue, attaches it to the invoice, and escalates to finance with full context. No more "lost in inbox" disputes.

  • Dispute classification (amount/payment/goods/service)
  • Auto-attaches to invoice + customer record
  • Routed to right finance team member with SLA
<1 hr SLASlack · Email · WhatsApp
app.mukh.one/disputes
Email chain ✕
Mukh.1 ✓
TRACKED & RESOLVED
Customer disputes via WhatsApp: "Goods didn't arrive." → Auto-classified: Dispute type: GoodsNotReceived → Attached to invoice INV-44291 → Auto-paused dunning · customer reassured → Escalated to Hassan (Finance) · Slack ping with context: invoice, customer history, prior payments → Hassan calls within 1 hr · checks delivery confirmation → Resolved in 90 min · relationship intact · invoice paid next day
Why this works
Disputes are not lost. They're routed with context, paused while resolving, and tracked to closure. AR clerks aren't the ones taking the heat.
05
CASH APPLICATION

Cash auto-applied back to ERP

Bank deposit comes in. Agent matches it to the invoice automatically — even partial payments, even multi-invoice settlements. CFO sees DSO drop in real time.

  • Bank feed → matched invoices auto-applied
  • Partial payments handled per your policy
  • Multi-invoice settlements unbundled
Real-time matchingNetSuite · SAP · QB · Tally
app.mukh.one/ar-insights
AR · April 2026

$4.2M opening · $1.1M collected · 18-day DSO improvement

Trending good
DSO
38 days (↓ from 56)
Collected this month
$1.1M (+30% vs LM)
Disputes resolved
14 of 16 (in <48h)
Cash auto-applied
94% (vs 38% manual)
This month's wins
🟢 $284k collected from 90+ aged bucket — first time these customers paid in 4 months
🟡 14 disputes resolved in <48h · auditor will love this
✅ DSO down 18 days · $720k freed up for working capital
📊 CFO dashboard: AR aging buckets shrinking week-on-week

AR · faster · friendlier · more cash.

Numbers from Mukh.1 AR/collections customers (B2B SMB to enterprise).

+30%
Cash recovered
vs prior dunning approach
–18 days
DSO reduction
Average customer
94%
Auto cash application
No manual matching
0 calls
Awkward calls
WhatsApp first, polite tone

Connects to your AR + ERP stack

NetSuiteSAPQuickBooksTallyOdooWhatsApp BusinessEmailStripeSalesforce

Ready to free up your AR team — and your DSO?

Connect your ERP + WhatsApp Business. We'll run dunning on your last 90 overdue invoices — free.

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